The £2,870 Question: Do You Actually Know Where Your Money Goes?
The average UK household spends £2,870 a month but most of us can't say where half of it actually goes. Here's how TekMoney helps you find the savings hiding in your bank statements.
The average UK household is now spending roughly £2,870 a month just to keep the lights on, the fridge stocked, and the car running. That's according to the latest figures based on ONS data adjusted for early 2026 inflation. And honestly? Most of us haven't got a clue where half of it disappears to.
It's not the big purchases that catch people out. It's the slow bleed — the subscriptions you forgot about, the extra tap-to-pay at the corner shop, the "treat yourself" Deliveroo that somehow became a Tuesday habit. By the time you check your balance at the end of the month, the damage is done.
Here's the thing though: you don't need a financial adviser or a complicated budgeting spreadsheet to get a grip on it. You just need to see it clearly.
That's exactly why we built TekMoney. You download your bank statement as a PDF — something every UK bank lets you do — upload it, and within seconds you've got a proper breakdown of where every pound went. Groceries, transport, subscriptions, bills, shopping, the lot. No guesswork, no connecting your bank account, no handing over your login details to anyone.
With food prices still climbing and energy bills far from settled, there's never been a better time to actually look at the numbers. Not in a "punish yourself for buying coffee" sort of way — more in a "right, now I can actually make decent choices" sort of way.
A lot of people who try it are surprised. Not by how much they spend in total, but by how much goes to categories they never really thought about. That's where the real savings hide.
Your bank already has the data. TekMoney just makes it useful.